High Limit Headliner Coverage

High Limit HeadlinerThe entertainment industry has a large variety of risk management exposures that require a special approach and expertise. Actors, musicians and entertainers can not obtain adequate insurance coverage from traditional carriers.

Additionally, film studios, record companies and event planners rely on the abilities of their top performers to generate revenue.

Victorson Associates provides unique personal and contractual high limit insurance solutions for the entertainment industry.

Coverage includes:

  • High Limit Disability Income
  • Key Person Disability Income
  • Failure to Survive
  • High Limit AD&D
  • Non-appearance/Event Cancellation Insurance
  • Contractual Indemnification
  • Kidnap and Ransom
  • Contingency Coverage

Case Study 1

Victorson Associates designed a personal disability policy for one of Hollywood’s A List actors earning in excess of $15,000,000 per film. The policy would pay him an aggregate benefit of $55 million in the event of a disability. To adequately cover his affluent lifestyle, the policy was structured to pay $500,000 per month. If after 60 months the actor was deemed permanently disabled, he would receive a lump sum payout of $25 million to cover loss of future earnings.

Case Study 2

A famous recording artist was preparing for a worldwide concert tour to promote her top selling debut album.

Victorson Associates secured non-appearance coverage for her management company. The coverage protected her from losing potential earnings if she had to cancel a tour appearance due to death, illness or unexpected events.

May we assist you to better cover your High Net-Worth client’s needs for High Limit – High Risk coverage?

Please contact us with your requirements.

We are here to help you become a hero.