Here is some information on the Golden Promise Whole Life  product in New York.

Simplified Issue:

Product Brochure

Fact Sheet

Application Kit

Selling points for this product:

• Golden Promise – High Death Benefit of $35,000 Level -ages 50-80, Modified and Graded is 50-75
• Underwriting –   SBLI’s underwriting includes an MIB and prescription check and an occasional telephone interview
• Complications due to diabetes is not an automatic knock-out
• Liberal Height and Weight chart
• Down’s syndrome without complications is insurable
• 48 hour approval time