Whole Life Insurance
No Health Questions, No Medical Exam, No Underwriting
Annual Premiums Per $1,000 Ultimate Face Amount | ||||||
Issue Age | Male | Female | Issue Age | Male | Female | |
---|---|---|---|---|---|---|
50 | 68.60 | 55.50 | 63 | 100.10 | 76.30 | |
51 | 69.60 | 56.00 | 64 | 104.60 | 79.80 | |
52 | 70.30 | 56.20 | 65 | 109.60 | 83.40 | |
53 | 71.20 | 56.60 | 66 | 116.20 | 88.70 | |
54 | 72.10 | 56.90 | 67 | 123.10 | 94.30 | |
55 | 72.80 | 57.10 | 68 | 130.60 | 100.40 | |
56 | 75.60 | 58.90 | 69 | 138.70 | 107.10 | |
57 | 78.40 | 60.80 | 70 | 147.50 | 114.40 | |
58 | 81.40 | 62.80 | 71 | 157.00 | 122.00 | |
59 | 84.40 | 65.00 | 72 | 167.30 | 130.20 | |
60 | 87.80 | 67.30 | 73 | 178.20 | 113.90 | |
61 | 91.60 | 70.20 | 74 | 190.00 | 148.40 | |
62 | 95.70 | 73.10 | 75 | 202.40 | 158.60 | |
Annual Premiums shown do not include $40.00 policy fee (commissionable). |
Premium Modes | Modal Factors |
---|---|
Annual | 1.000 |
Semi-Annual | 0.520 |
Quarterly | 0.265 |
Monthly EFT | 0.087 |
Whole Life Insurance for Those Who Find It Difficult to Purchase a Life Policy
There are no health questions for this plan. The policy is not intended for individuals who are terminally ill, abuse intravenous drugs, or are confined at home orin a hospital, hospice, clinic, assisted living facility, nursing home or convalescent home. The agent must physically see the Proposed Insured at the time of application.
The policy is participating; however, dividends are not anticipated.
Policy Death Benefit
- The policy pays a return of premiums plus 6% interest for non-accidental death occurring within the first three years.
- The full face amount is payable for death occurring after the three-year graded benefit period or for accidental death in any year (provided premiums are paid).
Issue Ages
50-75 – Age Last Birthday
Need an Application or a Form for Any State?
Please call us at (631) 265-7456 or (877) 472-7456 toll free or email us at vainc@victorson.com.