Colombian Mutual

Whole Life Insurance

No Health Questions, No Medical Exam, No Underwriting

Annual Premiums Per $1,000 Ultimate Face Amount
Issue Age Male Female Issue Age Male Female
50 68.60 55.50 63 100.10 76.30
51 69.60 56.00 64 104.60 79.80
52 70.30 56.20 65 109.60 83.40
53 71.20 56.60 66 116.20 88.70
54 72.10 56.90 67 123.10 94.30
55 72.80 57.10 68 130.60 100.40
56 75.60 58.90 69 138.70 107.10
57 78.40 60.80 70 147.50 114.40
58 81.40 62.80 71 157.00 122.00
59 84.40 65.00 72 167.30 130.20
60 87.80 67.30 73 178.20 113.90
61 91.60 70.20 74 190.00 148.40
62 95.70 73.10 75 202.40 158.60
Annual Premiums shown do not include $40.00 policy fee (commissionable).
Premium Modes Modal Factors
Annual 1.000
Semi-Annual 0.520
Quarterly 0.265
Monthly EFT 0.087

Whole Life Insurance for Those Who Find It Difficult to Purchase a Life Policy

There are no health questions for this plan. The policy is not intended for individuals who are terminally ill,  abuse intravenous drugs, or are confined at home orin a hospital, hospice, clinic, assisted living facility, nursing home or convalescent home. The agent must physically see the Proposed Insured at the time of application.

The policy is participating; however, dividends are not anticipated.

Policy Death Benefit

  • The policy pays a return of premiums plus 6% interest for non-accidental death occurring within the first three years.
  • The full face amount is payable for death occurring after the three-year graded benefit period or for accidental death in any year (provided premiums are paid).

Issue Ages

50-75 – Age Last Birthday


Need an Application or a Form for Any State?

Please call us at (631) 265-7456  or (877) 472-7456 toll free or email us at vainc@victorson.com.