Guaranteed Issue Life
Issue ages 40-80
Guaranteed Issue –
Full benefit after 2 years
The GWIC product is a dual product that offers 1st-day coverage to those who can answer four questions no. If they answer yes to any questions, they are moved a two-year graded guarantee issue product. Below are some bullet points where our product fits into your portfolio.
- Everyone who applies is guaranteed to be issued
- Liberal underwriting for first-day coverage
- No Ht. and Wt. requirements
- Multiple HBP Medications = 1st-day coverage
- Up to 2 oral medications for diabetes = 1st-day coverage
- Those who can answer a few questions “no” will receive additional benefits
- 125% bonus of the face amount – $10,000 applied for becomes $12,500
- Receives an accelerated death benefit with the access of up to 90 of the face amount
- GWIC issue age is from 40-80 for both options
- $1000 to $40,000 face amounts for Guaranteed Issue
For Guaranteed Issue Questions: (if you can answer no to these questions, then you may get the simplified issue product instead of the Guaranteed Issue Life product:
https://victorson.com/wp-content/uploads/Simplified-health-questions.gif
Product and Sales Training
Agent Contracting: Call Victorson Associates – 631-265-7456
Product info for guaranteed issue life:
Marketing Brochure
TriFold Brochure
How to Enroll an Individual (Electronic Enrollment)
Life Quotes Link