I don’t have enough Disability Income to protect myself.
I don’t have Long Term Care to protect my spouse and myself.
I don’t have enough savings to even begin to think about retiring.
Why Not?
I don’t have enough life insurance because:
- Life insurance costs too much.
- I can’t afford to buy more life insurance; I need a new large screen TV.
- I don’t want to think about dying, and I’m not planning to die too soon.
- I will (may) get around to it some day.
- Maybe my employer will give me group life insurance.
- I plan to win the lottery.
I don’t have enough disability income insurance because:
- Disability income insurance is very expensive.
- I can’t afford to buy disability income insurance; look at what it is costing me just to fill my gas tank.
- I don’t want to think about becoming disabled.
- I will (may) get around to it some day, but I’m not planning on becoming disabled anytime soon.
- Maybe my employer will give me group disability insurance.
- I plan to win the lottery.
I don’t have long term care insurance because:
- Long term care insurance is much too expensive; I’ll have to take my chances.
- I can’t afford to buy long term care insurance; I’m still paying off my Lexus.
- I don’t want to think about having to enter a nursing home. Nursing homes are awful places. They are smelly, depressing, and full of sick people.
- If I’m ever really sick the government will take care of me. At least I hope they will. I’m planning to give away all my money so that I will qualify for Medicaid.
- Maybe I’ll get around to buying long term care insurance when I’m older. Right now I’m much too young to need it.
- I plan to win the lottery.
I don’t have enough savings to think about retiring because:
- I still don’t earn enough to save enough to make any difference.
- I can’t afford to save for my retirement, but someday I’m going to start for sure.
- I can’t afford to save anything now; I just bought a new boat and the payments are killing me.
- Interest rates are still so low that it just doesn’t pay to save.
- I’m afraid of the market. It’s risky, it’s rigged against the little guy, and it’s full of crooks and inside traders.
- I don’t need to save; I plan to win the lottery.
Have you ever heard any of these “objections”?
Of course you have, and your clients need you to help them:
- buy the Life Insurance that they know they need.
- buy the disability income insurance that they need to protect their incomes, their businesses, their homes, and their life savings.
- buy the long term care insurance that they need to protect their life savings, preserve their dignity, and avoid having to see their spouse apply for welfare.
- guarantee a comfortable retirement for themselves now, while there is still time and you can still help them to accomplish their dreams.
We can help you sell more insurance and earn more commissions, more easily, and we know how to get your policies issued.